DEAR DEIDRE: HOW can I stop sponging off my generous mum?
I’m a 19-year-old boy, and I often borrow money from her so I can buy things I want.
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She always says yes, and I suppose I take advantage of that. I don’t always repay her.
But that upsets her, which makes me feel guilty and sad.
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I’m not good at managing money. I spend too much and am always getting into debt.
DEIDRE SAYS: You need to start taking responsibility for your own spending, and not rely on her kindness.
Work out a budget for your money and stick to it. My support pack, Family Finances, could help.
If you do need to borrow money again, set up a formal payment plan so you repay it.
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